Sl. No | Particulars | Charges | |
1 | Loan Application Fee | Nu. 100/- | |
2 | Stationery Fee | Actuals , if any | |
3 | Legal Stamps | Actual | |
4 | Valuation | ||
i)Land (Separately) | Nu. 2500/- per site | ||
ii. Building (separately) | Nu. 2500/- per site | ||
iii. Land & Building | Nu. 5000/- (i.e Nu. 2500/- for land & Nu. 2500/- per building) | ||
Note: In case of more than one building on same land, valuation of land will be Nu. 2500/- & building Nu. 2500/- per building) | |||
(together) | |||
5 | CIB/CIR Charges | Nu.500.00 for each report whether Consumer / commercial / micro , hit report or no hit report or charges of CIB whichever is high | |
i)Consumer | |||
ii)Commercial | |||
iii)Micro | |||
6 | CRST fees | Actual charges claimed by CRST | |
7 | Processing Fees | Loan Amt | Amt |
Up to Nu.O.50 Mn | 500 | ||
< 0.50Mn to 1 Mn | 1000 | ||
< 1 Mn to 2.50Mn | 2500 | ||
< 2.50Mn to 5Mn | 3500 | ||
< 5Mn to 10 Mn | 5000 | ||
< 10 Mn | 10000 | ||
8 | OD / CC Renewal Charges | 50 % of the Processing fees | |
9 | Charges for noting of mortgage charge in LMS | Actual charges as prescribed by NLCS will be debited from customer. | |
10 | Loans against banks own fixed deposits are exempted from the above charges and PSI- loans are exempted from Processing charges. |