Druk PNB Bank Limited(DPNBL) incorporated in Bhutan is a Joint Venture Bank with 51% share holding by Punjab National Bank, a leading public sector Bank in India.

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Loans against Deposit

ELIGIBILITY
Any deposit holder. However, in the case of deposit in the name of MINOR no loan will be sanctioned to minor as well as to a third party.

PURPOSE
Personal needs

Quantum of Loan
90% of the deposit value inclusive of accumulated interest.

NATURE OF LOAN
Demand Loan or Overdraft

REPAYMENT
Monthly installment OR upon maturity of the deposit.

SECURITY
Pledge of deposit receipt

Documentation
In case of Demand loan
i.     Application cum pledge letter
ii.    Original FDR duly discharged

In case of Overdraft
i.     Application cum pledge letter
ii.    Overdraft Agreement
iii.    Original FDR duly discharged

For more details and other formalities contact nearest branch head.

To Download application form please click here

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