Druk PNB Bank Limited(DPNBL) incorporated in Bhutan is a Joint Venture Bank with 51% share holding by Punjab National Bank, a leading public sector Bank in India.

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Loans against Deposit

ELIGIBILITY

Any deposit holder. In case of deposit in the name of minor no loan will be sanctioned to monior as well as to third party. 

PURPOSE
To meet personal needs.

Amount of Loan

90 % of the deposit value inclusive of accumulated interest.

Nature of loan

Demand loan or Overdraft

Rate of Interest. 

Deposits standing singly / jointly or as a spouse, parents or natural guardian.Deposits standing in the name of companies, Societies etc. other than the individuals. 1 % above the rate allowed on deposit.
Deposits standing in the name of third-party individuals other than companies, Societies etc. 2 % above the rate allowed on deposit.

DISBURSEMENT

The amount will be credited to Saving/Current Account of the borrower.

Repayment

Monthly installment OR upon maturity of the deposit.

 

Security.

Pledge of deposit receipt.

For more details and other formalities contact nearest branch head.

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