Druk PNB Bank Limited(DPNBL) incorporated in Bhutan is a Joint Venture Bank with 51% share holding by Punjab National Bank, a leading public sector Bank in India.

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Loan against Shares



The applicant should have an account with the bank and should be a Bhutanese citizen. Applicants should have an independent source of regular income besides the dividend income. 

Business purpose / Investment purpose.

Amount of Loan

Need based, subject to regulatory ceiling of finance against shares.

Rate of Interest.


Semi Fixed


11.00 %

11.50 %

12.00 %


50 % of the market value of share 

Nature of loan

Term loan / Overdraft 


Pledge of Share certificates.

For more details and other formalities contact nearest branch head.

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