Druk PNB Bank Limited(DPNBL) incorporated in Bhutan is a Joint Venture Bank with 51% share holding by Punjab National Bank, a leading public sector Bank in India.

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Education Loan



The Scheme aims at providing financial assistance to deserving/meritorious students with an opportunity including undertaking basic education and to the meritorious students to pursue higher, professional and technical education in Bhutan and abroad. 

Student Eligibility

* Should be a Bhutanese Citizen.
* Secured admission to Professional/Technical courses through Entrance Test/Selection process.
* Secured admission to foreign University/Institutions.
* Student should have secured pass marks in the qualifying Examination for admission to Graduation Courses. 

Formalities Required

* Citizenship ID card
* Last qualification certificates
* Proof of admission in higher studies
* Proof of income of Parents / guarantors
* Two photographs 

Quantum of Finance
Need based finance, subject to repaying capacity of the parents/students with margin and the following ceilings: -
Studies in Bhutan    – Maximum Nu 0.40 Million
Studies Abroad        – Maximum Nu. 2.00 Million 

Rate of Interest.

11.50 %

Upto Nu. 0.40 Million         – 25%
Above Nu 0.40 million       – 15%

* Scholarship / assistantship to be included in Margin.
* Margin may be brought-in on year-to-year basis as and when disbursements are made on a pro-rata basis. 


The maximum loan repayment period is 5 years repayable at monthly interval.

For more details and other formalities contact nearest branch head.

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